Crypto-to-Bank Settlement Layer
Enable customers to initiate crypto-funded transfers that settle directly into fiat bank accounts.
For Banks & Fintechs
Institutional-Grade Crypto-to-Cash Settlement Infrastructure
2Settle gives banks and fintechs secure APIs and liquidity orchestration to process crypto-originated payments and settle directly into regulated bank accounts, without requiring institutions to custody or operate digital assets.
KYC/KYB-Backed Merchant NetworkBank Account AuthenticationTransparent Fee Model15-Minute Settlement TargetAudit-Friendly Transaction Records
What We Enable
Core Enterprise Capabilities
Liquidity Aggregation Infrastructure
2Settle matches crypto inflows with verified liquidity providers to maintain consistent fiat settlement availability.
Embedded Remittance Rails
Support cross-border remittance corridors using crypto as a funding rail and bank accounts as endpoint rails.
Regulatory-Aware Infrastructure
Integrate KYC/KYB workflows, transaction monitoring, and structured case/reporting capabilities.
How It Works
Enterprise Settlement Flow
Customer Initiates Transfer
Triggered from your banking or fintech application.
Crypto Funding Instruction Generated
A structured funding instruction is created for the transfer.
On-Chain Confirmation
Payment confirmation is validated against supported blockchain networks.
Liquidity Matching & Conversion
2Settle orchestrates provider matching and conversion into settlement fiat.
Compliance & Risk Screening
Transfer passes through policy checks and risk controls.
Bank Settlement + Webhook
Cash settles to bank account and status events are pushed via webhooks.
Settlement target within 15 minutes, subject to network confirmations and compliance checks.
Strategic Use Cases
How Institutions Apply 2Settle
Offer crypto-funded remittance without holding crypto.
Enable diaspora payment corridors with bank-account endpoints.
Add crypto-to-cash payout functionality to existing products.
Power stablecoin-funded settlement flows for operations.
Expand cross-border coverage without correspondent banking expansion.
Risk, Compliance & Security
Controls Designed for Institutional Operations
Verified Liquidity Partners
Settlement is routed through verified providers in a structured network.
Structured Merchant Onboarding
Onboarding framework supports consistency, quality control, and accountability.
Bank Name Validation
Recipient bank account authentication reduces avoidable payout errors.
AML-Conscious Screening
Transactions are reviewed through risk-aware controls and monitoring layers.
Audit-Ready References
Each transfer includes references that support traceability and reconciliation.
Transparent Pre-Confirmation Pricing
Fee breakdowns are displayed before confirmation for operational clarity.
Pricing & Settlement Model
Clear Enterprise Pricing Framework
Conversion Charge
1%
Standard conversion fee.
Processing Fee Tiers
₦1,000 / ₦2,000 / ₦5,000
Tiered by amount band.
Transaction Limits
Tiered by Verification
Includes verification-based thresholds.
Integration Options
Configurable
Fit for dashboard, API, or embedded modules.
Custom enterprise pricing available.
Integration Options
Deploy According to Your Operating Model
Direct API Integration
Full programmatic control for transfer creation, verification, webhooks, and reconciliation.
White-Label Settlement Module
Embed crypto-to-cash settlement functionality directly into your existing app and user journeys.
Strategic Liquidity Partnership
Participate in the verified liquidity network to expand corridor capacity and settlement resilience.