Credential hygiene
Strong password standards and account verification checks are enforced.
Trust and Security
Security
Security at 2Settle is layered across access control, transaction intelligence, and settlement operations to protect users and partners.
Last updated: February 22, 2026
Security position
We continuously improve controls, but no system can guarantee zero risk or uninterrupted availability.
Authentication and access control
Session controls
Session management controls help reduce unauthorized account access risk.
MFA roadmap
2FA/MFA support is being rolled out in phases across relevant user journeys.
Monitoring and fraud detection
Our monitoring model includes transaction pattern checks, velocity analysis, device and IP reputation signals, and anomaly detection for suspicious behavior.
Defensive controls may include rate limiting, bot mitigation, verification prompts, temporary holds, and case escalation.
Data protection controls
We apply security controls such as encryption in transit, encryption at rest, and access restrictions designed to protect sensitive data and operational systems.
Secrets and credentials are managed using controlled storage and access procedures.
Operational security and resilience
Security events are logged and monitored to support alerting, response actions, and post-incident review.
We maintain incident response and vendor risk management processes to reduce operational exposure.
Security Layers
Security controls are applied in sequence across the transaction lifecycle.
Layer 1
Identity
User verification and account integrity controls.
Layer 2
Device
Session and device-level risk signals.
Layer 3
Transaction
Behavior checks, anomaly scoring, and rule enforcement.
Layer 4
Settlement
Partner and banking rail controls during payout.
Layer 5
Audit Trail
Traceable references, events, and logs for review.
User safety tips
Always verify recipient account details before confirming transfer.
Be cautious of urgency pressure and impersonation attempts.
Never share passwords, OTPs, or private keys.
Use trusted channels and report suspicious behavior early.
Report vulnerabilities and security issues
If you identify a security issue, contact our team with reproducible details and relevant evidence.
Response policy
Security reports are reviewed promptly, but investigation and remediation timelines may vary by severity and operational constraints.
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This page provides general information and does not constitute legal advice.