Start a transfer
Choose whether you’re sending to yourself, family, a vendor, or a business account.
How It Works
2Settle turns crypto into direct bank payouts for real payments and remittance. Send BTC, USDT, ETH, TRX, or BNB, and we settle cash to the destination account with guided flow and status updates.
Verified merchants • Bank authentication • Transparent fees
Core Flow
Choose whether you’re sending to yourself, family, a vendor, or a business account.
Enter your target amount in naira, dollars, or crypto value so your payment is clear from the start.
Provide account number and bank name. 2Settle authenticates the recipient before payout.
See conversion output, fee breakdown, and total required before you confirm and proceed.
Transfer to the generated wallet address or complete payment directly from your in-app balance.
2Settle settles cash to the destination bank and pushes status updates through completion in ~15 minutes.
Choose whether you’re sending to yourself, family, a vendor, or a business account.
Enter your target amount in naira, dollars, or crypto value so your payment is clear from the start.
Provide account number and bank name. 2Settle authenticates the recipient before payout.
See conversion output, fee breakdown, and total required before you confirm and proceed.
Transfer to the generated wallet address or complete payment directly from your in-app balance.
2Settle settles cash to the destination bank and pushes status updates through completion in ~15 minutes.
How Wale will guide this flow
Fees & Limits
Conversion Fee
1%
Applied to every conversion amount.
Processing Fee
₦1,000
For transfers below ₦100,000.
Processing Fee
₦2,000
For transfers up to ₦1,000,000.
Processing Fee
₦5,000
For transfers up to your daily transaction limit.
Unverified Limit
$2,000
Maximum transfer value before verification.
Verified Limit
$5,000
Higher transfer cap after successful verification.
Fees may vary by network costs; you'll see total before sending.
Use Cases
Move value from crypto into your own bank account quickly when you need cash.
Example: Cash out for rent or urgent expenses.
Settle remittance directly to loved ones without making them handle crypto.
Example: Send school fees or monthly support to family.
Pay vendors and business partners through structured cash settlement rails.
Example: Pay a supplier, contractor, or service provider.
Trust & Safety
Settlements are matched against verified merchants/providers to maintain quality and accountability.
Account authentication, structured processing, and transparent updates reduce avoidable payout errors.
Follow each transfer state from pending to paid, with support escalation and Reportly channels when something looks suspicious.
2Settle targets completion within 15 minutes so senders and recipients can plan with confidence.
Move from crypto to bank cash in minutes with transparent steps and dependable settlement.