Payouts to Bank Accounts
Send cash payouts to recipients after crypto-funded payment confirmation.
For Developers
Build Crypto-Funded Payments That Settle to Bank Accounts.
Accept crypto from users and deliver cash to bank accounts via simple APIs and real-time webhooks.
WebhooksBank ValidationTransparent FeesAudit-Friendly References
What You Can Build
Build Reliable Settlement Flows
Merchant Checkout
Accept crypto from customers and settle cash directly to business bank accounts.
Marketplace Flows
Let customers pay in crypto while sellers receive fiat settlement into bank accounts.
Remittance & Disbursements
Orchestrate single or multi-recipient payout flows across supported corridors.
Quickstart
Integrate in Three Steps
Create account + API keys
Get credentials and configure your environment.
Create transfer intent / quote
Generate quote with required crypto amount and fee details.
Listen for webhooks + update UI
React to status events and keep users informed in real time.
Go live in hours, not weeks.
Core API Capabilities
Developer-Ready Building Blocks
Create Quote
Get exact crypto required, fee breakdown, and quote expiry.
Create Transfer / Payout
Trigger recipient bank settlement after payment confirmation.
Bank Account Verification
Validate recipient account details with name-match checks.
Webhooks
Receive status events so your app can react instantly.
Transaction Status
Track every transfer state from pending to settled.
Compliance-Ready Controls
Apply limits and verification tiers for safer operations.
Code Examples
Copy, Test, Ship
Create Quote
curl -X POST https://api.2settle.io/v1/quotes \
-H "Authorization: Bearer YOUR_API_KEY" \
-H "Content-Type: application/json" \
-d '{
"fiat": "NGN",
"amount": 120000,
"asset": "USDT_TRC20"
}'Create Transfer
curl -X POST https://api.2settle.io/v1/transfers \
-H "Authorization: Bearer YOUR_API_KEY" \
-H "Content-Type: application/json" \
-d '{
"reference": "ref_12345",
"quote_id": "qt_12345",
"recipient": {
"bank_code": "058",
"account_number": "0123456789"
}
}'Verify Bank
curl -X POST https://api.2settle.io/v1/banks/verify \
-H "Authorization: Bearer YOUR_API_KEY" \
-H "Content-Type: application/json" \
-d '{
"bank_code": "058",
"account_number": "0123456789"
}'Webhook Handler
curl -X POST https://your-app.com/webhooks/2settle \
-H "X-2Settle-Signature: tssig_xxx" \
-H "Content-Type: application/json" \
-d '{"event":"transfer.settled","reference":"ref_12345"}'Security note: always verify webhook signatures.
Events & Statuses
Track Every Transfer Event
Status Pipeline
PendingConfirmedSettlingPaid
Sample webhook events: `transfer.pending`, `transfer.confirmed`, `transfer.settled`.
Pricing & Limits
Clear Cost Model for Integration
Conversion Charge
1%
Applied per conversion.
Processing Fee
₦1,000 / ₦2,000 / ₦5,000
Tiered by amount range.
Settlement Target
~15 mins
Subject to confirmations and checks.
Verification Limits
$2k / $5k + business tiers
Varies by verification level.
Developer Support
Build with Technical Confidence
Test Environment
Sandbox access is planned and marked as Coming Soon.
Integration Support
Get direct support for implementation planning and go-live readiness.
Status & Incident Communication
Receive operational updates and clear communication on service events.
Do you provide a sandbox environment?
Sandbox environment is coming soon. You can still begin integration planning with docs and support.
Do I need webhooks?
Yes, recommended. Webhooks provide near real-time updates while polling can be used as fallback.
Can we use this for business payouts?
Yes. Flows are built for C2B and B2B settlement use cases with trackable status updates.