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2SettleSend Money Now

Pay Anyone With Crypto. They Receive Cash.

Use BTC, USDT, ETH, TRX, or BNB to pay vendors and businesses. 2Settle delivers cash straight to their bank account.

Bank Authentication15-Min Settlement TargetTransparent FeesVerified Partners

Crypto Accepted

BTCUSDTETHTRXBNB

Payment-focused settlement flow for goods and services. No merchant crypto handling required.

How Payments Work

Clear transfer flow with recipient authentication, fee visibility, and live status.

  1. 1

    Choose Pay for Goods or Services

    Start a payment flow and pick your settlement destination.

  2. 2

    Enter Amount

    Input value in naira, dollars, or crypto equivalent.

  3. 3

    Add Merchant Bank Details

    Provide account number and bank, then authenticate recipient name.

  4. 4

    Review Exact Crypto Amount

    See conversion and fees clearly before confirming.

  5. 5

    Send Crypto

    Transfer from your wallet using the instructions provided.

  6. 6

    Cash Settlement + Updates

    2Settle settles cash to the merchant and sends real-time status updates.

Status Tracker

Pending→
Confirmed→
Settling→
Paid

Payment Use Cases

Pay a Vendor or Supplier

Settle business purchases without asking vendors to handle crypto.

Example: Pay your stock supplier in naira while funding with USDT.

Pay Rent or Service Fees

Use crypto balance for everyday obligations through bank settlement.

Example: Settle rent through a landlord agent account.

Pay School Fees or Bills

Fund critical family and education payments with less friction.

Example: Send school fees to an approved vendor account.

Pay for Digital Services

Handle subscriptions, tools, and online service costs.

Example: Pay a design service provider directly to bank.

Why 2Settle for Payments

Instant Bank Settlement

Cash is settled to destination accounts with a 15-minute target window.

No Merchant Crypto Handling

Merchants receive local cash in bank, not digital assets.

Clear Fee Breakdown Upfront

You see conversion and processing charges before sending.

Trusted and Verified Network

Settlements are processed through verified partners and controls.

Fees and Limits

Conversion Fee

  • 1% conversion fee

Processing Fee

  • ₦1,000 for amounts below ₦100,000
  • ₦2,000 up to ₦1,000,000
  • ₦5,000 up to daily transaction limit

Verification Limits

  • $2,000 for unverified users
  • $5,000 for verified users

You see the total before you send.

Trust and Safety

Bank account authentication with recipient name match.

Verified merchants and liquidity partners in settlement flow.

Real-time notifications and transfer status tracking.

Reportly support for suspicious activity reporting.

Ready to Pay With Crypto?