Privacy Policy

We may collect identity and profile information (such as name, date of birth, verification details), contact details (email, phone), account credentials, and support communications.

We may also collect transaction data, wallet and transfer metadata, recipient bank details, device and usage information, and security-related logs.

We process data to provide core services, authenticate users and recipients, complete settlement workflows, prevent fraud, monitor platform integrity, deliver support, and improve service performance.

We also process information to comply with legal and regulatory obligations, including risk controls and reporting duties where required.

Where required by applicable law, we process data based on one or more legal grounds, including contract performance, legitimate interests, compliance obligations, and consent where appropriate.

We may share data with vetted service providers, compliance and verification partners, settlement partners, banking and payment rail providers, analytics providers, and support platforms that help us operate securely.

We may also disclose data to authorities, regulators, or law enforcement when required by applicable law or to protect rights, safety, and platform integrity.

We retain information only as long as reasonably necessary for service delivery, legal compliance, dispute handling, fraud prevention, and audit obligations, as required by applicable law.

Security controls may include encryption in transit and at rest, access controls, monitoring, and vendor oversight. No method of storage or transmission is completely risk-free.

Depending on your location and applicable law, you may have rights to access, correct, update, or request deletion of personal information, and to object to or restrict certain processing activities.

We may request verification before processing rights requests to protect account security.

We may use cookies and analytics technologies to improve reliability, usability, and security. You may manage certain browser-level controls for cookies.

Data may be processed in multiple jurisdictions where our providers or partners operate, with safeguards applied as required by applicable law.

2Settle services are not intended for minors. If you believe a minor has provided personal information, contact us so we can review and take appropriate action.

For privacy requests, contact: privacy@2settle.io